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- The interest rate is fixed over the lifetime of the loan
- We offer the traditional 15, 20, and 30 year loan periods
- We offer non-traditional loan periods, for example 23 years
- We offer an interest-only option
- The interest rate is fixed for an initial period and then adjusts according to
a particular margin and index
- We offer 3, 5, 7, and 10 year initial fixed period programs
- We offer an interest-only option
- Obtain mortgage approval without showing income, employment information or tax
returns
- We offer a no down payment option
- Avoid paying a monthly PMI by utlizing 80/20%, 80/15/5%, or 80/10/10% piggyback loans
- We offer this option with the fixed rate, ARM, and limited verification programs
- Obtain a mortgage with no down payment
- We offer this option with a second mortgage to avoid paying PMI
- We offer this option with the ARM program
- Refinance your home with little or no out-of-pocket money to close
- Obtain a loan that includes construction to permanent financing with a one-time closing
- We offer this option with interest-only and limited verification programs
- Use these loans to assist with home improvement, debt consolidation, and college tuition
- We offer rates as low as prime for the life of the loan
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